Used Car Financing For People Trying To Establish, or Re-Establish Their Credit!
Why waste another minute of your time applying for credit at car dealers who can't help you? We specialize in helping people that can't otherwise qualify for typical car loans. We have over 120 locations in 32 states that are ready, willing and able to extend credit to you for a used car, while helping you improve your financial future with our proven credit building program that has over a 90% success rate of helping folks establish or re-establish their credit score. Since 1989 we have helped over 600,000 people buy a good quality used vehicle, while giving them the opportunity to drastically improve their personal financial situations.
How can we help, when others can't? It's simple. We always look for a reason to say YES, instead of NO. We know that when you're just starting out and don't have any credit it's nearly impossible to get someone to "give you a chance". We also understand that bad things happen to good people, often resulting in financial challenges that can cause damage to your credit score.
You can establish or re-establish your credit with our used car financing program: When someone purchases a car, it is often the second largest purchase they will make in their lifetime, (buying a home would be the biggest). It only stands to reason that major purchases like cars and homes influence your credit score a great deal. On time payments for major purchases will improve your credit score, while late payments will reduce your credit score. If there is a pattern of late payments, or the person can't pay at all, it can have a devastating effect on their credit score and their ability to make future major purchases, obtain credit cards, get approved for an apartment lease, or even keep them from landing a better job!
We extend the credit to you for a used car ourselves, then we report your on-time payments to all three credit bureaus, which improves your credit score! When you make the decision to improve your financial future, we're committed to helping you achieve your goal. We help you by analyzing your budget and structuring a car loan that is affordable for you, to ensure that you're not buying a car that is beyond your means. Our finance department works with you one on one, throughout the term of your loan, to make sure that your credit score improves. As you continue to make on time payments, your credit score improves, so that by the end of the program, you'll have established or repaired your credit to such a degree that you may have the ability to purchase a brand new car at 0% interest, buy a home, get a loan for home improvements and more.
