Bad Credit Auto Financing! Our Buy Here, Pay Here Auto Financing Program will help re-establish your credit!
Approximately 64% of Americans have less than perfect credit, so we understand that bad things happen to good people. We finance cars for people that have poor credit. Our special needs auto financing is provided by our own company and credit for your used car purchase is extended based on your income and personal budget.
Other used car dealers that claim to have Bad Credit Financing, but actually the credit for the used car loan comes from a third party lender. These other car dealers do not actually extend the credit themselves and most frequently, their bad credit car loans originate from an auto finance company which is called a 'secondary lender". These are considered high risk auto loans and the APR or Annual Percentage Rate can be as high as 50% or more in some cases. Additionally, the secondary lender will require the used car dealer to literally pay fees for the car loan. The car dealer in turn raises the price of the car, so that they can recuperate that loss.
We offer our own auto financing, internally. We finance bad credit car loans ourselves. We own the cars and the finance company and extend the car credit to you. Since we're not dealing with third party or secondary lenders, (like the other car dealers), our prices for used cars are lower and our percentage rates are lower, which means that your car payments will be lower too. The lower the car payment, the easier the car is to afford and the more likely you are to meet your contractual obligations! The end result is that you can buy a good used car, for less and re-establish your credit with our used car financing program for people with bad credit... Turning your credit score from bad to good, which means in just a couple of years you may be able to go out and purchase a brand new car at a very low interest rate!
See how easy it is to buy a used car, even if you have bad credit. We'll provide you with the personal service and commitment to help you buy a car and re-establish your credit.
